How to Earn Free Flights Using Credit Cards and Everyday Spending

A straightforward points strategy anyone can understand.

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What Travelers Are Saying

Real people using points for real travel.

We had an incredible anniversary in Japan because of the info that I received from Scottie We stayed at two luxurious hotels in Japan for free because of what we learned from Scottie. Thanks Scott, you are the best!

- Darryl & Claudie Yamada

Scottie is a wizard with credit card points! Thanks to his guidance, my husband and I flew FIRST CLASS on ANA Suite—a $24,000 experience that only cost us $342. He showed us exactly which cards to get and made the process easy. If you want luxury travel without the luxury price tag, Scottie is your go-to!

- Marlene & Justin Sedona

Thanks to Scottie we we’re able to fly business class round trip to Japan on ANA’s double decker honu airbus! We experienced first class service in the lounges and on our long international flights for the first time and now my wife and I can’t look back.

- Ryan & Hilary Kobayashi

Late last year, I met Scottie and learned how powerful credit card points can be for travel. I used to rely on my card’s booking portal, but Scottie showed me how transfer partners and bonuses open up way better options. Thanks to his help, my family booked ANA First Class from Honolulu to Tokyo for under 45,000 points each—a $13,000 experience we’ll never forget. If you’re sitting on points and don’t know what to do with them, hit him up!

-Josh Cabanero

Before meeting Scott in February 2024, I was using cash-back cards and didn’t know how to make the most of my travel points. He showed me how to choose the right cards and use points strategically—and everything changed. In just one year, I’ve booked trips to the East Coast, New Jersey, and New York for me and my family, with flights, hotels, and car rentals mostly covered by points. Scott’s tips completely transformed how I travel. If you’re sitting on points, talk to him. He’s a game-changer!

- Chad Okamura

Seven years ago, we only used Hawaiian miles for an occasional free flight. After working with Scottie, we've earned over 1.4 million points and haven’t paid for flights, hotels, or car rentals in over 4 years—just the taxes! We pay our cards off monthly, our credit scores are both over 800, and now we have enough points to travel wherever we want, every year.

- Daniel & Shira Peters

My wife and I wanted to visit our son that is teaching in Korea. Scottie helped us secure an amazing deal that allowed us to travel first class for way less than the price of coach. Your points expertise, knowledge of industry partnerships, and unique creativity were the keys. We were so blessed by this trip.

- Tom Lundell

Thanks to Scottie, we were able to have the time of our lives traveling to Korea and Japan with our dear friends! All it took was using a different credit card! Thanks for your guidance, Scottie!

-Dan & Rhonda Higashihara

What Happens After You Apply

Three steps only. simple.

Step 1

Eligibility Check

Answer a few questions to see if this strategy fits your credit profile.

Step 2

Personalized Guidance

Get recommended cards and timing based on your situation.

Step 3

Ongoing Support

Learn how to earn and use points confidently.

ABOUT US

Meet Scott Kobayashi

My wife & I started our credit card journey in 2015. Happily married, we really enjoyed traveling and going on adventures together. Living in Hawaii & now with 3 kids, the costs of living can really be a barrier to travel, and so began our journey of research and discovering cheaper ways to travel!

As soon as we got financially educated, we were able to earn our first flights for free within the first year! Ever since we have earned multiple staycations for free here in Hawaii and have gotten more free flights. We have earned over 3.1 million reward points and redeemed for $95,000 in FREE TRAVEL.

More than experiencing new places and retreating away from the busyness of life, my wife and I value our faith in God & our marriage. Traveling allows us to strengthen our intimacy with each other and grow closer in our relationship with God.

-Scott & Mikela Kobayashi

STILL NOT SURE?

Common Questions Answered

Is this too complicated to manage?

Not at all! Scotty handles the strategy and sends you text reminders. You just apply for the cards he recommends and use them for normal spending.

Will this hurt my credit score?

Each new card may temporarily drop your score, but it comes back up. Having more total cards actually increases your score over time according to Experian.

What does Scotty cost?

Scotty costs you nothing! He's paid a small commission by the credit card companies when you use his links. You get the same deal either way.

What if I don't have a business for business cards?

Not an issue! Credit card companies encourage this. Ever sold anything on Facebook Marketplace? That counts. Scotty has official info from the card companies on this.

Ready to See If You Qualify?

100% free of charge!